How not to get tangled in loans

Did your washing machine break and all the savings fell on a new car last month? Or would you like to start a small reconstruction of the apartment and with the extra money it would finally be exactly according to your wishes? Whatever you need to borrow money for, the mm Plus Plus loan will be your reliable partner. But because we don’t want you to get involved in the credit approval process, we’ll walk you through the steps. Now you won’t get lost.


At the beginning of the process is your loan application. You can fill it in online on NPBank or in your internet banking. If you are not sure if you can do this, our advisors will be happy to assist you at all NPBank branches. Do you want to go to a branch or there is none in your city? Then you can call our NPLink hotline, even here NPWorkers are waiting to help you.

2. Confirmation

To make sure we know about your application, we will send you a confirmation of receipt to the email you submitted when you applied for the loan. You can usually expect it on the same day you applied.

3. Additional information

loan information

Before we decide on your application, we will contact you for additional information. For example, we can ask how many people live in your home or whether you are already using a loan. If we need such information from you, we will send you an email the day after we confirm your request, asking you everything.

4. Decision

When we receive all the additional information by return, you will receive a loan decision from us. You can find this decision in the messages in your internet banking or in your email inbox.

5. Signing of the contract

loan contract

Has your loan application been approved? So now it’s up to you. Only the signing of the contract separates you from its drawing. You can sign it within thirty days either at one of NPBank branches, by courier or by SMS authorization, whichever you chose when submitting the application. Those who choose SMS will receive a message with a unique code on their phone number, which will then be entered in the appropriate field in IB. And it is done.

6. Drawing of credit

The borrowed money will be credited to your account as soon as the contract is signed. Nothing will stop you from getting what you want.

7. Notification of loan drawdown

loan Notification of loan

Just to be safe – the announcement that you are drawing a loan with us will come back to your email.
Our loan is one of the best on the market, so we have prepared a limited offer for you. Apply for a loan of 10 to 40 thousand dollars with a maturity of one year and do not pay any interest. You don’t give anything for the exam.

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